Government grants are available for Australian businesses in the low income sector. Programs span federal and state governments, offering funding for growth, innovation, infrastructure and workforce development.
What these grants can fund
- Business expansion and capital investment
- Equipment and infrastructure upgrades
- Workforce training and skills development
- Technology adoption and innovation
- Export and market development
Common eligibility requirements
- Registered Australian business with a valid ABN
- Must be operating in the relevant sector
- Matching co-contribution may be required
- Some programs have employee or turnover thresholds
Eligibility varies by program. Always check the official source before applying.
Open programs
Showing 8 of 8The ACT Microcredit Loan Program provides low-income earners with interest-free loans up to $3,000 or low-interest loans between $3,001 and $10,000 to help them start or expand an existing business. Loan recipients also have access to one-on-one mentoring, peer support, and networking events.
A one-off annual payment to low-income families to help cover school costs and essentials for children enrolled in ACT schools. The fund assists with expenses such as uniforms, excursions, sporting equipment, sporting activities, and music lessons.
The NSW Low Income Household Rebate helps eligible concession cardholders pay their electricity bills. The rebate provides $285 per retail (on-market) household per financial year, delivered as a daily credit on electricity bills.
The NSW Medical Energy Rebate helps eligible concession cardholders pay their electricity bills. It provides $285 per retail household per financial year to people who are unable to self-regulate their body temperature in extreme environmental temperatures and have a medical assessment confirming this condition.
The NSW Gas Rebate helps eligible concession card holders pay their natural gas or bottled Liquefied Petroleum Gas (LPG) bills. The rebate provides $110 per retail household per financial year, applied as a daily credit on energy bills.
The DRG Program supports those most in need and least able to return their homes to a safe and habitable condition after a natural disaster, particularly low-income earners where damage is not covered by insurance. It provides a safety net for vulnerable community members, contributes toward applicant recovery, and assists in returning to a basic standard of living following natural disasters in NSW.
Many Rivers provides tailored support to help people start and grow their own small businesses through business coaching, micro-business loans, pro bono legal advice, and practical tools for planning and running a business. Support is long-term and hands-on, with assistance available for business registration, insurance, marketing, risk analysis, cashflow management, bookkeeping, and more.
This grant helps women with low or no income overcome barriers to employment and build independence through paid work. It funds course fees, study resources, work clothing, transport costs, digital devices, childcare, and job readiness costs to support women in returning to the workforce.
Grant information is sourced from official government websites and updated regularly. Program details, eligibility and closing dates change — always verify with the official source before applying. Last data update: February 2026.